See how we compare

If the worst were to happen, you want to know that your loved ones have some protection in place that can help them carry on living life as normal in the family home. FRANKLi’s Mortgage Life Insurance is a simple way to do just that. With straightforward cover that starts immediately, you can have some peace of mind that your family will have a financial cushion to help pay off the mortgage when you’re no longer around. Have a look at how our cover compares to other mortgage life insurers.

Legal & General
Aviva
Zurich
LV=
Legal & General
Aviva
Zurich
LV=
Correct as 01/12/20

5-star Defaqto rating

Our Mortgage Life Insurance is rated 5-stars by Defaqto, which means we offer one of the highest quality policies available on the market. So, you can feel confident that you’re in safe hands.

Terminal Illness cover

If you’re diagnosed with 12 months or less to live by a medical specialist, your benefit would be paid in full. So, you can concentrate on what matters most.

Free healthcare services

With unlimited access to a remote UK-registered GP, mental health support and other health and wellbeing experts, it’s easy to keep your loved ones' health in top shape, whatever life throws at you.

Free Will Kit

Make sure your last wishes are followed when you die. Our free legal Will Kit can help you draw up a Will, with easy-to-understand instructions, and the forms to help you complete it.

Decreasing Term

Ensure your loved ones can carry on living in the family home, if the worst were to happen. As your outstanding mortgage decreases, your benefit amount will also decrease by 8% each year.

Free mortgage guarantee

If your benefit amount is less than your outstanding mortgage at claim time and you meet the criteria, we'll pay the difference.

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Life insurance

Because if you were to die, you'd want your family to be able to afford the bills and other outgoings, and carry on with life as normal.